(timjeffery44)

Race #93669

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Official speed 124.65 wpm (54.87 seconds elapsed during race)
Without ending ping 124.91 wpm (113 ms delay sending score to TypeRacer’s server)
Timerless 124.92 wpm (4 ms elapsed before first character typed; 54.76 seconds elapsed during race)
Timerless minus one 124.70 wpm, ignoring the first character typed
Race Start January 1, 2025 1:59:56am UTC
Race Finish January 1, 2025 2:00:51am UTC
Outcome Win (1 of 2)
Accuracy 97.6%
Points 207.76
Text #3640304 (Length: 570 characters)

Money is like other goods: the higher the opportunity cost, the less of it we want to hold. Consider, first, how the transactions' demand for money (i.e., the money held to facilitate purchases of goods and services) is affected by higher interest rates. When the opportunity cost of money is high, we lose interest by holding more of it, so we find ways to hold less. For example, if interest rates are high enough, we might reduce the funds in our pockets and in our bank accounts and take funds out of interest-bearing mutual funds in smaller amounts more frequently.

Characters typed Money is like other goods: the higher the opprortunity cost, the less of it we want to hold. Considr,er, first, how the transactions' demand for money (i.e., the money held ti o facilitate pruchurchases of goods and services) is affected by higher interest rates. When the opportunity cost of money is high, we lo0se inose inyerestnterest by ghooldong olding more of it, so we find ways to hol d less. For example , if interest rates are high enough, we might reduce the funds in our pcketsokcckiets aockets and in our bank accounts and take funds out of oinnterest-0bebearing mutual funds in smaller amounts more frequently.
Timing
Character M o n e y i s l i k e o t h e r g o o d s
Milliseconds 4 92 56 56 73 8 48 80 65 22 48 97 49 55 79 48 96 112 113 80 87 58 86 74 38
Character : t h e h i g h e r t h e o p p r -r o r t
Milliseconds 400 82 150 48 160 88 57 47 72 56 73 56 42 103 38 96 33 97 38 104 152 386 183 103 56
Character u n i t y c o s t , t h e l e s s o f i
Milliseconds 42 62 90 104 79 55 74 64 86 50 72 22 74 56 63 48 79 184 72 144 57 48 71 57 39
Character t w e w a n t t o h o l d . C o n s i d
Milliseconds 73 79 64 40 97 105 54 42 78 56 81 79 48 113 32 119 104 56 64 81 79 32 64 90 110
Character r , -, -r e r , f i r s t , h o w t h e t r
Milliseconds 112 96 224 104 96 48 49 31 72 56 72 81 71 48 49 64 39 73 47 40 82 71 71 81 119
Character a n s a c t i o n s ' d e m a n d f o r m o
Milliseconds 64 96 96 128 96 130 78 26 39 72 128 80 64 88 56 87 74 94 344 104 65 81 22 48 64
Character n e y ( i . e . , t h e m o n e y h e l d
Milliseconds 64 66 40 63 183 425 169 119 111 384 89 159 72 73 15 81 31 96 16 57 63 32 89 71 74
Character t i - -i o f a c i l i t a t e p r u c h -h
Milliseconds 70 56 72 73 256 95 104 56 48 73 88 72 79 80 99 111 78 74 86 88 113 103 96 161 167
Character -r -u -c u r c h a s e s o f g o o d s a n d
Milliseconds 242 0 0 48 63 127 104 26 62 49 97 30 72 65 80 87 65 119 40 56 66 86 40 112 34
Character s e r v i c e s ) i s a f f e c t e d b y
Milliseconds 126 56 64 96 88 73 17 56 190 129 127 104 56 96 64 144 120 65 168 72 71 32 113 88 24
Character h i g h e r i n t e r e s t r a t e s . W h
Milliseconds 456 63 81 49 78 56 33 55 32 58 95 55 97 73 70 145 119 97 87 72 64 120 24 98 104
Character e n t h e o p p o r t u n i t y c o s t o
Milliseconds 70 73 39 41 72 79 88 73 41 102 48 609 80 113 62 90 94 73 63 73 47 96 49 55 41
Character f m o n e y i s h i g h , w e l o 0 s e
Milliseconds 71 57 55 66 71 49 38 40 49 72 57 30 56 96 65 120 87 89 55 72 56 58 0 57 54
Character i n -o -0 -s -e - -i -n o s e i n y e r e s t -n -y -e
Milliseconds 64 79 56 634 0 0 0 0 0 0 38 74 38 58 46 48 49 88 71 104 26 86 304 0 0
Character -r -e -s -t n t e r e s t b y g h o -g -o o l d o n
Milliseconds 0 0 0 0 56 528 200 104 137 79 56 56 64 72 57 96 87 8 416 0 66 103 127 64 96
Character g -o -l -d -o -n -g - o l d i n g m o r e o f i
Milliseconds 112 88 472 0 0 0 0 0 0 42 94 96 66 38 81 56 55 64 56 40 42 40 86 34 38
Character t , s o w e f i n d w a y s t o h o l
Milliseconds 88 89 55 72 74 63 48 56 71 72 48 40 74 55 105 46 66 86 81 63 56 57 63 48 104
Character - d l e s s . F o r e x a m p l e - ,
Milliseconds 169 287 104 64 65 71 42 119 63 56 137 87 73 89 47 103 184 73 56 64 113 95 503 121 55
Character i f i n t e r e s t r a t e s a r e h i g
Milliseconds 73 87 41 151 56 57 95 64 105 47 64 74 86 88 90 86 40 82 78 33 41 56 57 54 64
Character h e n o u g h , w e m i g h t r e d u c e
Milliseconds 63 56 104 73 64 48 87 40 89 87 32 33 63 49 48 87 49 80 71 88 64 528 160 82 38
Character t h e f u n d s i n o u r p c k e t s -c
Milliseconds 74 70 40 104 57 79 65 39 65 48 31 56 33 71 73 39 80 49 48 159 50 118 57 80 265
Character -k -e -t -s o k c -c -k c k i e t s a -o -c -k -i -e -t -s -
Milliseconds 0 0 0 0 38 144 128 200 105 80 55 24 48 41 71 73 87 297 0 0 0 0 0 0 0
Character -a o c k e t s a n d i n o u r b a n k a
Milliseconds 0 48 199 114 134 64 66 88 62 50 78 64 48 32 72 81 63 64 26 55 56 95 42 56 65
Character c c o u n t s a n d t a k e f u n d s o u
Milliseconds 77 122 79 23 32 48 80 58 70 50 87 71 41 47 80 96 72 73 112 31 88 48 8 81 48
Character t o f o i n -o -n n t e r e s t - 0 b e -e -b -0 b
Milliseconds 79 64 73 71 82 86 33 89 390 0 33 71 81 63 106 47 64 81 0 102 170 286 136 144 114
Character e a r i n g m u t u a l f u n d s i n s m
Milliseconds 54 24 72 40 34 70 48 49 63 64 104 105 63 58 86 74 48 70 32 32 56 33 71 128 65
Character a l l e r a m o u n t s m o r e f r e q u e
Milliseconds 80 55 121 63 50 62 49 87 72 50 39 56 79 72 88 56 96 360 104 104 168 56 41 79 87
Character n t l y .
Milliseconds 82 39 112 48 89
WPM Timing
Seconds WPM
1.1 196.82
2.19 147.61
3.29 153.08
4.39 133.94
5.49 142.14
6.58 142.14
7.68 146.83
8.78 139.41
9.88 144.57
10.97 144.33
12.07 142.14
13.17 137.59
14.27 135.42
15.36 133.55
16.46 134.13
17.56 127.79
18.66 130.57
19.75 131.21
20.85 130.64
21.95 130.12
23.05 131.21
24.14 132.7
25.24 130.26
26.34 133.49
27.44 132.52
28.53 129.53
29.63 125.14
30.73 124.96
31.83 120.65
32.92 120.64
34.02 123.1
35.12 123.35
36.22 123.26
37.31 122.21
38.41 122.15
39.51 123.92
40.61 125.6
41.7 124.59
42.8 126.44
43.9 123.28
45 120.54
46.09 121.32
47.19 123.07
48.29 124.5
49.39 123.68
50.48 122.18
51.58 123.07
52.68 124.38
53.78 124.52
54.87 124.65