Increasingly, tourists exchange money not at the retail dealers in airports or banks in foreign cities, but at foreign automated teller machines, using either a debit card or a credit card. The actual exchange of national currencies is made on their behalf between the foreign bank and their own bank - usually at a better rate than available through retail dealers.
—from Applied Intermediate Macroeconomics, a book by Kevin D. Hoover
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| Universe | Races | Average WPM | First Race |
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